Privacy Policy

1. Introduction

Welcome to BuckGuru ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

2. Information We Collect

We collect information that you provide directly to us, including:

• Account information (name, email address, password)
• Profile information
• Financial goals and preferences you share with our AI coaches
• Communication data when you contact us
• Usage data and analytics

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Personalize your experience with AI-powered financial guidance
• Send you technical notices and support messages
• Respond to your comments and questions
• Monitor and analyze trends, usage, and activities
• Detect, prevent, and address technical issues

4. Information Sharing and Disclosure

We may share your information in the following circumstances:

• With your consent: We may share your information when you have given us explicit permission to do so
• Service providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service
• Business transfers: In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business
• Legal compliance: When required by law or in response to valid requests by public authorities
• Protection of rights: To protect and defend our rights or property, prevent fraud, or protect the safety of our users or the public
• Aggregated or de-identified information: We may share aggregated or de-identified information that cannot reasonably be used to identify you
• Marketing and advertising partners: With your consent, we may share information with marketing and advertising partners to deliver personalized content and advertisements

Your Privacy Rights: Depending on your location, you may have certain rights regarding the sale or sharing of your personal information. California residents have specific rights under the California Consumer Privacy Act (CCPA), including the right to opt-out of the sale of personal information. See Section 12 for information about exercising your rights.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate data
• Request deletion of your data
• Object to or restrict processing
• Data portability

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, analyze usage, and deliver personalized content and advertisements. Types of cookies we use include:

• Necessary cookies: Required for the website to function properly
• Analytics cookies: Help us understand how visitors interact with our website
• Marketing cookies: Used to deliver personalized advertisements and track ad performance
• Preference cookies: Remember your preferences and settings

You can manage your cookie preferences through our cookie consent banner or by adjusting your browser settings. Note that disabling certain cookies may impact the functionality of our service.

We may also work with third-party advertising networks and analytics providers who use cookies and similar technologies to collect information about your activities on our site and other websites to provide you with targeted advertising.

8. Third-Party Services

Our service may contain links to third-party websites or services that are not owned or controlled by BuckGuru. We are not responsible for the privacy practices of these third parties.

9. Children's Privacy

Our service is not intended for children under 18. We do not knowingly collect personal information from children under 18.

10. Changes to This Privacy Policy

We may update our privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page and updating the "Last Updated" date.

11. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that are different from the laws of your country. We take appropriate safeguards to ensure that your personal information remains protected in accordance with this privacy policy.

12. Your Privacy Rights

Depending on your location, you may have the following rights:

• Right to access: Request a copy of the personal information we hold about you
• Right to rectification: Request correction of inaccurate or incomplete information
• Right to erasure: Request deletion of your personal information
• Right to restrict processing: Request that we limit how we use your information
• Right to data portability: Receive your information in a structured, machine-readable format
• Right to object: Object to our processing of your personal information
• Right to opt-out: Opt-out of the sale or sharing of your personal information for targeted advertising
• Right to withdraw consent: Withdraw your consent at any time where we rely on consent

To exercise these rights, please contact us using the information in Section 14. We will respond to your request within the timeframe required by applicable law.

California Residents: Under the California Consumer Privacy Act (CCPA), you have specific rights including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information. We will not discriminate against you for exercising your CCPA rights.

European Residents: Under the General Data Protection Regulation (GDPR), you have additional rights including the right to lodge a complaint with a supervisory authority.

13. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this privacy policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

14. Contact Us

If you have any questions about this privacy policy or wish to exercise your privacy rights, please contact us at:

Email: privacy@buckguru.com

For California residents requesting to opt-out of the sale of personal information, you may also use the "Do Not Sell My Personal Information" link in our website footer or email us directly.